**Dave Inc. Overview** Dave Inc., founded in 2017 by Jason Wilk, John Wolanin, and Paras Chitrakar, is a Los Angeles-based financial technology company. It is known for offering innovative mobile banking solutions designed to make personal finance easier and more accessible. The company's flagship product is the Dave app, which provides users with tools to manage their financial lives more effectively. **History and Key Achievements** Dave was created to address common financial challenges faced by individuals, such as overdraft fees and lack of access to cash when needed. Since its inception, Dave has grown significantly, helping over five million members access instant cash through its ExtraCash feature. This feature allows users to receive up to $500 in minutes with no interest or late fees, provided they connect a bank account and open a Dave Checking account. **Current Status** Currently, Dave offers a range of financial services, including the Dave Checking account, which allows users to control spending, budget, and deposit money. Users can also receive their paychecks up to two days early through direct deposit. Additionally, Dave provides a Goals account with a high annual percentage yield (APY) of 4.00%, enabling users to save money effectively. The company also supports side hustles by offering over 1,000 ways to earn extra income through surveys and job listings. **Notable Aspects** - **Financial Accessibility**: Dave focuses on making financial services accessible without hidden fees, such as minimum balance fees or ATM fees. - **Security**: Accounts are FDIC-insured up to $250,000, ensuring users' funds are secure. - **Innovation**: The company's approach to financial technology aims to simplify financial management and provide quick access to cash, making it a leader in the fintech space. Overall, Dave Inc. is a pioneering fintech company that has made significant strides in making personal finance more approachable and cost-effective for millions of users.