The **United States Senate Committee on Banking, Housing, and Urban Affairs** is a key standing committee within the U.S. Senate, established originally in 1913 and restructured to its current form in 1970. It oversees a broad spectrum of issues critical to the American economy, including banking, financial institutions, housing, urban development, and federal monetary policy[1][6]. The committee’s jurisdiction encompasses regulation and oversight of major entities such as the Federal Reserve System, the Consumer Financial Protection Bureau, and the Department of Housing and Urban Development, placing it at the center of national financial and housing policy[1][3]. The committee is divided into five specialized subcommittees focusing on securities and investment, financial institutions, housing and transportation, economic policy, and international trade and finance, allowing it to address complex and diverse economic issues comprehensively[1][3]. Its legislative work has historically shaped the U.S. financial system, with landmark laws like the Federal Reserve Act and Glass-Steagall Act emerging from its efforts[1]. It has also been pivotal in hearings and legislation related to consumer protection, economic stabilization, and urban mass transit[3]. In recent years, the committee continues to influence financial regulation, housing policy, and urban affairs, adapting to evolving challenges such as financial market stability, mortgage insurance, and credit union oversight[2]. Leadership as of the 116th Congress included Chair Sen. Mike Crapo and Ranking Member Sen. Sherrod Brown, reflecting bipartisan engagement in managing the nation’s financial and housing sectors[2]. The committee is known for its significant role in shaping policies that affect millions of Americans’ economic well-being, making it a vital body for stakeholders in business, finance, and technology sectors[1][4]. Notably, the committee is also a key venue for debates on international economic policy as it relates to U.S. monetary affairs, thereby influencing global financial dynamics[3]. Its ongoing legislative activity and hearings are closely followed in business and technology